How it works
Three steps between an ordinary payment app and a DCA habit you can keep for years — the mass-market way to buy crypto without timing it.
LOCK
Set a weekly or bi-weekly fiat amount and the token you want. Your habit lives in your browser — no account, no KYC, no custody.
PROVE
Pay through Venmo, Zelle, Revolut, Cash App, Wise or Bank transfer as you normally would. A zero-knowledge proof attests the payment without exposing your data. Ramps settle through the official ProveX app.
RECEIVE
Crypto settles to the token and network you picked — Ethereum, PulseChain, Solana, Base, Sui, or Robinhood. Nobody holds your funds at any point in the on-chain flow.
Mass adoption
The long game is a habit, not a prediction.
HabitProofX is built for mass adoption: the payment apps people already use, the tokens they actually want, a flat 1% anyone can understand, and a non-custodial flow that does not ask them to open an exchange account. Scale is a habit repeated, not a ticker chased.
Same dollars. Same day.
Set the amount and the cadence. Skip the ritual of waiting for a dip that you will not buy anyway.
How real capital arrives
Paychecks, retirement contributions, and calendar rebalances — systematic buying is how markets are funded, not hero trades.
Built to keep going
Venmo, Zelle, Wise, bank transfer. Any token. Flat 1%. Non-custodial. The rails ordinary people already have.
DCA is not a crypto fad
Dollar-cost averaging is the long-standing practice of investing a fixed amount on a fixed cadence, so you are not betting the year on one click. Retirement contributions, pension flows, and scheduled brokerage buys are the same rule under other names — it is how ordinary capital actually enters markets. Professionals follow calendars and rebalancing rules; they do not wait for a perfect dip. Crypto’s volatility makes timing worse, not better. The investors who win the long game are the ones still buying through boredom and drawdowns.
Habits beat timing
A good DCA habit beats a brilliant prediction that never repeats. Lump-sum can look better on a spreadsheet if the cash is already sitting there and prices only rise. Most people do not have that cash, and they will not click buy in a crash. The strategy that ships is the one a person will still run in year five — same dollars, same day, any token, paid the way they already pay.
Settlement burns are separate
ProveX may burn $PRVX when a ramp settles. That is ProveX’s mechanism, not HabitProofX’s fee. HabitProofX takes a flat 1%; 100% of that fee (not of the ramp) goes to the Streak Vault when the vault is live.
Decentralized by construction
After testing, HabitProofX contracts are immutable — no admin key, no upgrade. Protocol metadata is packed for IPFS (public pin is a launch gate). Your habits stay on-chain and on your device, not on IPFS. No central party can freeze the wallet you already control.
HabitProofX APY
HabitProofX charges a flat 1% fee on ramp volume. You keep 99% as crypto. The entire 1% fee — not the ramp — is swapped to stablecoins and streamed into the Streak Vault each week. Your yield is a variable rate based on the protocol's actual fee revenue, not a fixed subsidy.
APY = trailing 4-week stable revenue × 13 ÷ total USD staked.
Where stake sits
Stake transfers the ERC-20 out of your wallet (MetaMask, Phantom, or a connected hardware wallet) into the Streak Vault contract. The vault holds the tokens; your wallet holds the keys. Tokens are not frozen inside the wallet — EOAs cannot lock ERC-20s. Unstake sends the same token amount back. No admin can seize the vault. Cold-storage tokens that never sign a stake transaction do not earn vault yield.
Any token. Six networks.
DCA any token you choose on Ethereum, PulseChain, Solana, Base, Sui, or a Robinhood-listed crypto. Pick a popular asset or paste a contract / mint / coin type. Fees still settle as stablecoin into the destination token’s vault pool when that pool exists.
Stake any ERC-20 you want on a live EVM vault (PulseChain first; Ethereum and Base when those addresses are pinned). Solana and Sui vault programs are not deployed. Robinhood is a brokerage — withdraw to a chain before staking. Isolated pools; a token with no ramps earns no fees.
Single-sided. Zero IL.
Single-sided staking: deposit one ERC-20 at a time. You never pair it with a second asset or provide AMM liquidity. Native PLS must be wrapped to WPLS.
Zero impermanent loss: the Streak Vault is not a two-sided AMM pool. Unstake returns the same token amount you deposited. Yield is claimed separately in stablecoins. The token’s USD price can still move — that is market risk, not IL.
Fee schedule
You keep 99% of every ramp. The 1% fee is the only slice collected, and 100% of that fee goes to the Streak Vault — not 100% of your funds.